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Pay Over Time for Your Roof, Siding, or Windows

FEATHERFALL™ Restoration offers payment options that let you pay over time for roofing, siding, windows, gutters, and storm damage repair in Maryland, Virginia, Central Florida, and St. Louis. Qualified homeowners can spread payments over 60 months at 0% APR with no money down and equal monthly payments. Longer terms up to 240 months are also available. Subject to credit approval through Service Finance Company, LLC. You get the same No-Surprise Price™ whether you pay in full or pay over time.

Pay Over Time for Your Roof, Siding, or Windows

FEATHERFALL™ Restoration offers payment options that let you pay over time for roofing, siding, windows, gutters, and storm damage repair in Maryland, Virginia, Central Florida, and St. Louis. Qualified homeowners can spread payments over 60 months at 0% APR with no money down and equal monthly payments. Longer terms up to 240 months are also available. Subject to credit approval through Service Finance Company, LLC. You get the same No-Surprise Price™ whether you pay in full or pay over time.

You Can Afford To Pay Cash. Here's Why You Might Not Want To

You have the money. Good for you. But think about this.

A new roof costs $15,000 to $40,000. If you pay that in cash today, it's gone. What happens if your car breaks down next month? What if the HVAC goes? What if something else comes up?

Now think about the other option. You keep that cash in your savings account — which right now earns 4 to 5 percent interest at most banks. You pay for the roof at 0% APR over 60 months. Your money stays in the bank earning interest while your roof costs you nothing extra.

That's not a bailout. That's math.

Wealthy people do this every day. They finance cars at 0% and invest the cash. They don't drain savings when they don't have to. The smartest move isn't always paying everything up front. Sometimes it's keeping your cash where it works hardest.

The Math On A $25,000 Roof

Pay $25,000 Cash Today
Out of pocket today$25,000
Monthly cost$0
Cash still in savings$0
Total paid for roof$25,000
Emergency fund intact?No
Pay $416/mo for 60 Months at 0% APR
Out of pocket today$0
Monthly cost$416
Cash still in savings$25,000
Total paid for roof$25,000
Emergency fund intact?Yes

Three Steps. That's It

1
Check Your Options

Fill out a quick form or scan a QR code. Takes about 60 seconds. This is a soft pull — it does NOT affect your credit score. You see what you qualify for with no obligation.

2
Pick Your Terms

Choose what works for your budget. 60 months at 0% APR. Or stretch it out further with terms up to 240 months at competitive rates. Equal monthly payments. No surprises.

3
Get Your Project Done

We install your roof, siding, or windows. You start paying after the work is complete. Service Finance Company pays us directly. You make monthly payments to them.

Your Options

Same No-Surprise Price™ whether you pay cash or pay over time

Most Popular
0% APR
60 Equal Monthly Payments
  • No money down
  • No interest — ever
  • Pay exactly the project price, split into 60 payments
  • No prepayment penalty — pay it off early any time
  • Your home is never used as collateral
Example $25,000 project = $416.67/month for 60 months. Total paid: $25,000.
Check Your Options ➔
5.99% APR
Up to 240 Monthly Payments
  • No money down
  • Lowest possible monthly payment
  • Terms from 144 to 240 months
  • No prepayment penalty
  • Your home is never used as collateral
Example $25,000 project at 5.99% APR for 240 months = approximately $179/month.
Check Your Options ➔

All credit products are subject to credit approval. Rates, terms, and conditions may vary based on creditworthiness and are subject to change without notice. Payment options are provided by Service Finance Company, LLC, NMLS #140908. Service Finance Company, LLC is a nationally licensed sales finance company and FHA Title I Lender authorized to conduct business in all 50 states and the District of Columbia. FEATHERFALL™ Restoration is not a lender and does not make credit decisions. 0% APR for 60 months requires 60 equal monthly payments on approved credit. For terms exceeding 60 months, APR ranges from 4.99% to 9.99% depending on credit profile and term selected. No money down on approved credit. Examples shown are for illustration purposes only. Your actual payment will depend on the amount financed, term selected, and credit approval. These are unsecured personal loans — your home is never used as collateral. No prepayment penalties on any plan.

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Your replacement is covered for life. If it leaks, we’ll fix it

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Payment Options Questions In DMV Metro Area, MD, VA, FL & MO

Straight Answers In Plain English

Better answers than a Magic 8 Ball

“Does checking my options affect my credit score?”
No. The first step is a soft inquiry that does not show up on your credit report. A hard inquiry only happens if you choose to move forward with a specific offer.
“Is the price higher if I pay over time instead of paying cash?”
No. You get the same No-Surprise Price™ either way. The price is set before you choose how to pay.
“What does 0% APR actually mean? Is there a catch?”
It means you pay zero interest over 60 months. The total you pay is exactly the project price split into 60 equal payments. No deferred interest. No balloon payment. No surprise charges at the end.
“Who is the lender?”
Service Finance Company, LLC (NMLS #140908). They are a nationally licensed home improvement sales finance company and FHA Title I Lender. FEATHERFALL™ is not a lender. We help you access their payment options through our dealer partnership.
“Can I pay it off early?”
Yes. There are no prepayment penalties on any plan. You can pay off the balance at any time without extra charges.
“What if I get denied?”
Approval depends on your credit profile. If the 0% APR option is not available, longer-term options with competitive rates are available for a wider range of credit profiles. We also accept cash, check, and credit card.
“What services can I pay for over time?”
Roof replacement, roof repair, siding, gutters, windows, doors, solar, insulation, and storm damage repair. Every service we offer is eligible.
“How do payments work?”
After your project is complete, Service Finance Company sends you a monthly statement. You make equal payments each month until the balance is paid. You can set up autopay or pay manually.

Still Have Questions?

We don't do scripts or runarounds. Ask us anything and get a straight answer from a real person

Get My No-Surprise Price™ ➔

Or call (301) 798-7476

Check Your Options in 60 Seconds

No credit impact. No obligation. See what you qualify for.

Urgent? Call now (301) 798-7476